The free plan stays free
No card is asked for, at sign-up or later. The free plan has no end date and never turns into a paid plan on its own: upgrading is always something you choose in the dashboard. Auto-reload exists only on the paid plans, starts switched off, and cannot be turned on without a card you saved yourself.
Meta bills you separately
You own your WhatsApp Business Account, so Meta charges you directly for the templates you send and, after the first 1,000 free each month per number, for the replies you send through the API. ZapClaw never marks that up and never resells it. What you see here is our fee, and nothing else.
What counts as a message
Each message sent through the API, the dashboard or Chatwoot, and each real message received on your number. A sent message counts once Meta accepts it, and is given back if Meta reports it could not be delivered. Delivery and read confirmations, messages you type on the phone itself, imported history, webhook redeliveries and sends Meta does not accept are not counted. A message that takes three delivery attempts still counts once.
On paid plans, incoming messages are never blocked
Going over your allowance on a paid plan is billed, not blocked: messages keep arriving and keep reaching your webhook, because a lost customer message is not something a billing rule should cause. On the free plan, above 500 messages a month, sending pauses and new messages are kept in ZapClaw, but not sent to your webhook or returned by the API until you subscribe. Then the last 48 hours arrive within minutes, and older ones can be resent from the dashboard. Each new month, delivery restarts, up to 500. On every plan, messages keep arriving on the WhatsApp Business app on your phone.
Prepaid, with no surprise bill
The base fee is prepaid, like any subscription. Usage beyond your allowance draws down a prepaid credit balance in real time as you send: top it up whenever you like, or turn on auto-reload so it never runs dry. If the balance empties, outbound sending pauses until you add credit; incoming messages are never blocked. The annual discount applies to the base fee; your allowance still resets every month.
Why agencies pay less per client on the gateway
An agency resells our gateway, so it buys the gateway at wholesale: the Agency plan's base fee covers the first 3 clients, and each extra client costs less as you grow. That discount applies to the gateway plans only; add-ons are priced per client you activate, at the same price for each one. Each client is fully isolated: separate numbers, messages, contacts, templates, API keys and webhook URL, with a usage report per client so you can pass the cost on.